is it possible to integrate UPI (UNIFIED PAYMENT SYSTEM) for Indian users ??
UPI is a payment method introduced in India to transact between users and organisation. it would simplify the transactions between users if that can be integrated to Splitwise ✌
Thanks for suggesting UPI as a payment method. We’re looking into UPI, and would like to know your thoughts on how you’d like Splitwise to support UPI:
- Integrate with a UPI app like BHIM or PhonePe
- Integrate with your banking app
- Let you send money to a virtual address, phone #, or IFSC from within Splitwise
- Something else?
Please let us know in the comments!
Swaraj Kishore commented
You could redirect to/integrate with other UPI providers like WhatsApp, Phone Pe just like you already have PayTM. Not sure if banks will cooperate, us you'll need to make separate deals with every bank and end up missing one or another on the banks list - whatsapp, PayTM etc cover all banks. On the other hand, if you integrate UPI directly into Splitwise, you would be bound by various regulatory requirements and infra setup from step 0, which I presume you would prefer to avoid.
Subham Upadhyay commented
Give UPI payment option for Indian users while settling up.
Integrate with a UPI app like BHIM,Google Pay or PhonePe.
As most of the UPI users will have at least one of these app !
Rajan Chavda commented
There is a new way to pay via unique UPI id directly through your bank. It is very popular in india. Add this payment method to your app. please
Stefan Francis commented
Any expense added in Splitwise stays there unsettled forever. If there was a proper payment option integrated into the app, it would have encouraged faster settlements. I always wanted to see a payment option(not Paytm, at least give an option to direct payment from the bank ) in the app since I started using the app. I would suggest UPI integration into the app.
Jieshnu Mukhopadhyay commented
Sutanu Dalui commented
I think integrating with an existing provider should be sufficient. Anyway Splitwise is supposed to manage splitting of expenses, payment is a different domain.
Atul Meshram commented
paytm payment is using wallet only. we want to pay bank acount directly.
Zainul Abideen commented
add a upi payment option where user can transfer payment via upi id.
Nameer P K commented
why not redirect to apps like Tez or PhonePe?
intregating with Tez would be the best option.
We, at Equal Experts, have done an MVP where we built an adapter for services to integrate with UPI. Our system can expose API's which can then be used by Splitwise to allow users to settle payments. For more details you drop us a message on twitter @equalexperts @kryptonyoddha and we'll get back to you.
p.s. just today we were discussing on a use case where Splitwise can integrate with us.
Tez by google which uses upi is 2nd largest digital payment mode after paytm. U can integrate tez.
Kartikeya Chaturvedi commented
Many people do not like to receive money on wallets because they cannot withdraw amount from ATM. They get restricted to use services of wallets. Thus integrating a UPI platform such as PhonePe or Tez would help alot of us.
Mohit Kesarwani (Photon) commented
must add this feature we settle with this itself if it will be integrated this will greatly help user for payment settlement at least I will suggest that u can add request for payment using UPI I'd. that would be enough
allowing users to settle up with Tez and phonepay makes settlement easier than with paytm. as users will be able to settle from bank to bank
Farhan Riyaz commented
It would be great if there is an option where we could pay using our UPI ID or using apps like TEZ or PhonePe which are linked to Splitwise. The payment could be recorded in the app automatically and it would reduce a bunch of confusion.
Bhavana Jain commented
Payment via whatsapp? Since that is also based on top of Upi.. That would make lives much simpler
Bhavana Jain commented
When settling, I'd like an option to pay via whatsapp since that is based on upi and would directly go to my bank account unlike paytm which goes to my wallet
Prasad Rudrawar commented
integrating with phonepe will be a good option.