Confirmation of settle up
Because anyone can post settle up so why dont we have a confirmation for the receiver when he receives the money
Thanks for the feedback Romy! We are committed to keeping Splitwise ‘wiki-style’, meaning everyone can add/edit/delete things. It makes the app easier to use.
You can choose to get an email / push notification anytime someone adds a payment with you, and you can see a list of payments made (and other activity) in your ‘Recent Activity’ tab. I hope these measures will be enough to help you feel like you always know what’s going on.
Thanks for using Splitwise and best!
Mehmet Göksu commented
when user send money to another user please add confirmation to yes ı receive money options then it should affect to show
when someone clicks the "square up" button, it automatically frees you of debt without any verification. you should have a feature to where if Person A owes perosn B money, when person A hits 'square up' it sends peron B a notification saying "Person A says they are squared up! would you like to confirm?" and on Person A's screen it will say "pending square up...". This way people cant just secretly escape debt.
I fully agree with that reasoning. However, why not add a simple confirmation check mark, which in turn could still be editable by anyone? Having an change log like there already is for bills ("John Doe confirmed this payment"), this would provide all the desired wiki-style transparency as well as the additional value to the payer (did the payment come through?).
In my personal experience, the lack of such a feature often leads to unnecessary side-channel communication or misunderstandings about which party is supposed to put in the settle-up transaction. This is a notable difference to bills, where it doesn't really matter because they can be verified by others immediately. With payments, however, I often end up abusing your notification mails in my inbox as a reminder to check for the actual money arriving in my account some days later. This might vary depending on your country's banking system. Within Europe, private money transfer is usually a push transaction that takes up to 2 days, so there is a rather large period of limbo in which a settle-up entry in Splitwise might be considered either "missing/forgotten" or "posted too early" by either party.
Ajit Singh commented
Settle bill should be from both side. Like a confirmation to the other party that "xyz person who owe you/lent you is requesting to settle a bill"
Franky Lui commented
Receiver of settlements should have a confirm status, to acknowledge funds received.
Account balance should be pended until this acknowledgment is cleared.
This is to keep clear records incase there is time lags, eg banking delays.