Bank account details somewhere/anywhere
Hi. Liking this service so far.
Its nice keeping track of debts, however, it is not much use not knowing how to pay it. (Not everyone uses paypal).
In UK and Australia, someone just needs bank account details to do a transfer. Would be nice either to have one or all of the following:
1. My own account details available for my friends to see. Even if not in their own fields, maybe in a "other info" memo type field.
2. Or be able to put my own comments on my friends so I can make a note of their account details. (or if I think they arent good at paying back)
3. When the expense is added... to explicitly send a custom email out to the involved people with my bank account details
I understand that it can be hard trying to look at expenses from different granularities, ie "how much in total do I owe this person" vs "how much is owed for this expense" vs "how much for this group for this person"
Keep up the good work!
Storing bank account #s is unfortunately tricky, as there are some serious security concerns around bank #s here in the US and in some other countries. Still, we’d like to do it if possible. It’s not on our roadmap yet, but we’re definitely considering it for the future.
Gavin Perch commented
Please relook at this. This will save so much time.
Seba Cervantes commented
Hi, I don't know about law in certain countries, but if it is the own user who saves this data in his profile and there is a disclaimer about it, it would be enough. Maybe you should storage that data encrypted in your database, too, but that's it.
After each party/event where friends gather and after all the expenses were filled in the app, the payment of debts starts. But what do you do if there is a new person in the group and you don't know where to transfer the money. A "bank account" field in the profile section would do the job, instead of asking for it left and right. What do you think?
Seba Cervantes commented
I always have to ask for my friend's bank account number in order to make a transfer. It would be nice if I could:
1- Add a note for each friend to keep his bank account number, or
2- I could add my bank account number in my profile, so other users could see it.
I think it would be better the second feature.
Benjamin Lazar commented
May not want to put bank details in the app (an idea under review) but would be good to be able to flag that you have new details, so that others can see this and ask you for updated details before transferring (or maybe you can store just last 3 digits of acc number for comparison).
Mert Neşvat commented
There can be profile setting where people add their PayPal or IBAN details and it'll be shown to your groups.
Jonas Svedas commented
so that i would not need to ask every friend what is you bank account num. there should be this section under the user profile.
Андрей Журавлёв commented
It's not about adding payment in-app, just for providing information of an actual payment ways for your debtors.
Shaik Shafi commented
For example, I owe 500 to one of my friend. So I will call him and ask for account details like account number, name, IFSC details, MICR code etc. To know these details I have to call him and save it some where.
Here my idea is to give account option details while a new user register with Splitwise. It will make easy to the payee like the payee need not to ask him again for the account details. (Give an option to save the bank account details while creating account or already created Splitwise account)
For Indian users, can you link UPI with the app for bills settlement. Paytm link had been quite helpful but everyone is moving towards direct Bank transfers. you could capture the same market!
It would be helpful if we could add our bank account details in our profile description... so that others can easily look it up if they want to pay us back....
Sagar Auti commented
I don't want to enter my account details in each group whiteboard.
I would like to handy account details in personal whiteboard.
so suggesting you to have personal whiteboard functionality to save our personal stuffs.
Fernando Teures Redondo commented
Doing so, the user may be able to look after others bank information and deposit the debts they have
Aayush Jain commented
1. So as we could get account details from this app only for settling expense.
2. We need not required to go to bank apps for payment settlement.
here in Brazil we pay to transfer money If the banks are different from each other. if i need to pay to someone who its bank is the same as mine, it would make it a lot easier
Sebastian Steenbuck commented
It would be great, if one could provide settlement information in the profile.
Like (all free form):
IBAN EUR: XXXXX
IBAN CHF: YYYYY
TWINT: 49453265 (mobile p2p payment option)
This suggestion is about removing the friction of communicating the different channels people can use to send actual money around, not about integrating any of the channels with splitwise.
Florian Raffl commented
how about to add just an info box to a friend? i talk about a little textbox to add some info (like bankaccount) to a friend. Is this possible?
Arnav Maiti commented
We have a few groups on splitwise where we settle things up, be it for colleagues, drink buddies or trek mates. The problem is we normally expect a single bank account where the money would be sent and then it would be distributed to the people who would receive it. The only place where the data can be put is on the "Whiteboard" tab. However, the tab is not easily visible and causes a lot of confusion among people. Can we rather have an availability of sticky notes that can be added to the top of the group that can have certain information for the group members?
What about a link to PayPal accounts?
Venkata Praveen Palacharla commented
additional profile information