Josh
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We’re definitely considering this! We’re running a variety of tests right now to decide exactly how we’ll be offering Splitwise Pro (pay-what-you-want, fixed cost, etc).
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Small frequent amounts are very inefficient from a fees perspective. Stripe is probably taking 1/3rd of that $1 monthly payment. Even doing $3/quarter gives you guys an extra ~25% for the same charge on our end. Yearly is even more drastic.