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is it possible to integrate UPI (UNIFIED PAYMENT SYSTEM) for Indian users ??

UPI is a payment method introduced in India to transact between users and organisation. it would simplify the transactions between users if that can be integrated to Splitwise ✌

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    Venkatesh Gaddam shared this idea  ·   ·  Flag idea as inappropriate…  ·  Admin →
    under review  ·  AdminSplitwise Support (Admin, Splitwise) responded  · 

    Thanks for suggesting UPI as a payment method. We’re looking into UPI, and would like to know your thoughts on how you’d like Splitwise to support UPI:

    - Integrate with a UPI app like BHIM or PhonePe
    - Integrate with your banking app
    - Let you send money to a virtual address, phone #, or IFSC from within Splitwise
    - Something else?

    Please let us know in the comments!

    69 comments

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      • Harikrishnan commented  ·   ·  Flag as inappropriate

        It will be awesome if we get UPI payment option inside the app where the user can simply click the settle button and choose cash or UPI option and make the payment

      • Vadapalli Suryanarayana Raju commented  ·   ·  Flag as inappropriate

        App is widely used in India and if UPI payment is introduced along with Paytm that would boost both users as well as payments with in app. Would be win win scenario.

      • Swaraj Kishore commented  ·   ·  Flag as inappropriate

        You could redirect to/integrate with other UPI providers like WhatsApp, Phone Pe just like you already have PayTM. Not sure if banks will cooperate, us you'll need to make separate deals with every bank and end up missing one or another on the banks list - whatsapp, PayTM etc cover all banks. On the other hand, if you integrate UPI directly into Splitwise, you would be bound by various regulatory requirements and infra setup from step 0, which I presume you would prefer to avoid.

      • Anonymous commented  ·   ·  Flag as inappropriate

        Integrate with a UPI app like BHIM,Google Pay or PhonePe.
        As most of the UPI users will have at least one of these app !

      • Rajan Chavda commented  ·   ·  Flag as inappropriate

        There is a new way to pay via unique UPI id directly through your bank. It is very popular in india. Add this payment method to your app. please

      • Stefan Francis commented  ·   ·  Flag as inappropriate

        Any expense added in Splitwise stays there unsettled forever. If there was a proper payment option integrated into the app, it would have encouraged faster settlements. I always wanted to see a payment option(not Paytm, at least give an option to direct payment from the bank ) in the app since I started using the app. I would suggest UPI integration into the app.

      • Sutanu Dalui commented  ·   ·  Flag as inappropriate

        I think integrating with an existing provider should be sufficient. Anyway Splitwise is supposed to manage splitting of expenses, payment is a different domain.

      • Ammar, Md commented  ·   ·  Flag as inappropriate

        We, at Equal Experts, have done an MVP where we built an adapter for services to integrate with UPI. Our system can expose API's which can then be used by Splitwise to allow users to settle payments. For more details you drop us a message on twitter @equalexperts @kryptonyoddha and we'll get back to you.
        p.s. just today we were discussing on a use case where Splitwise can integrate with us.

      • Anonymous commented  ·   ·  Flag as inappropriate

        Tez by google which uses upi is 2nd largest digital payment mode after paytm. U can integrate tez.

      • Kartikeya Chaturvedi commented  ·   ·  Flag as inappropriate

        Many people do not like to receive money on wallets because they cannot withdraw amount from ATM. They get restricted to use services of wallets. Thus integrating a UPI platform such as PhonePe or Tez would help alot of us.

      • Mohit Kesarwani (Photon) commented  ·   ·  Flag as inappropriate

        must add this feature we settle with this itself if it will be integrated this will greatly help user for payment settlement at least I will suggest that u can add request for payment using UPI I'd. that would be enough

      • JAMES commented  ·   ·  Flag as inappropriate

        allowing users to settle up with Tez and phonepay makes settlement easier than with paytm. as users will be able to settle from bank to bank

      • Farhan Riyaz commented  ·   ·  Flag as inappropriate

        It would be great if there is an option where we could pay using our UPI ID or using apps like TEZ or PhonePe which are linked to Splitwise. The payment could be recorded in the app automatically and it would reduce a bunch of confusion.

      • Bhavana Jain commented  ·   ·  Flag as inappropriate

        Payment via whatsapp? Since that is also based on top of Upi.. That would make lives much simpler

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