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Apply payment directly to expense/pay for individual items

When a payment is made, you should be able to select the associated expense(s) & enter a $ amount to which expense the payment should be applied to.

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    Anonymous shared this idea  ·   ·  Flag idea as inappropriate…  ·  Admin →
    under review  ·  AdminSplitwise Support (Admin, Splitwise) responded  · 

    An update: we’re still not planning to add the concept of a payment for a specific bill or a specific expense. We’ve left this idea under review for many years, but we’re not convinced it’s the right idea for Splitwise. We think focusing on a total balance makes things simpler in most cases. This is also how a bank balance works.

    Here’s two potential work-arounds if you’re not satisfied:

    1. Let’s say you want to set things up so you can see if people have specifically paid for a certain bill, or for a certain month of expenses. You can create a group just for that bill or month – then, when viewing that group, you will only see balances owed from that specific bill or set of bills.

    2. Once you pay an amount and want to keep track of it being for a certain bill, you could use a comment on the payment and the expense. This would allow you to note down your intentions.

    Also, since this request was added, we’ve added the following feature: if you ever /fully/ settle up with a friend or group, we automatically hide all bills before that time behind a tap or click to make things cleaner. This way, you generally can see only which bills specifically are affecting the group or friendship balance. (If things have been only partially settled, we leave everything visible.)

    If you’d like to share more about why this feature is important to you, or why these workarounds are not sufficient, we always appreciate specific feedback so we can understand how it could help you specifically. For this reason, we’ll leave the request “under review”

    80 comments

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      • Anonymous commented  ·   ·  Flag as inappropriate

        WOW this thread is truly remarkable. I'm a 20 year software developer at one of the Big 4 global software companies. I currently run an app team responsible for a very public-facing application. If I told my boss that my end-users have been asking for a feature for YEARS but my response to the is "eh, WE don't think you need that feature," I'd be fired. What planet do you come from where you think this is a good way to run a software company? Do you realize that you can and will be a forgotten memory literally overnight when a better app is discovered by your users? Furthermore, HOW is it possible that this painfully obvious feature was not the FIRST thought during your initial product meetings?!?

        Use case: A friend owes me $1,000 on the first of ever month for rent. We go out to dinner and he pays. He sets up a bill where I owe him $100 for dinner. Your unusable app now says that HE owes me $900 and there is no way for me to "settle up" with him and pay the $100. Instead I'm supposed to act like a bank and let his debt be chiseled away at until the first of the month when he will have to send me the balance of the initial $1,000? That's absurd. What if he needs the $100 NOW?

        Clearly anyone should be able to settle up any time they want on any single bill. A simple list of bills with check boxes would be fine. Would you like me to show you how to do it? I work as a consultant. I'll write the code for you in a day. Until then I will personally be using an app from one of your competitors and I suggest others do the same.

      • Houst commented  ·   ·  Flag as inappropriate

        Pretty poor that you don't allow for a direct bill settlement. It would be much more beneficial to be able to close off one payment at a time as opposed to an entire total deduction

      • Nicole C Davis commented  ·   ·  Flag as inappropriate

        It would be a good function if you could attach a settlement of payment to a particular expense when someone owes you money for several different transactions. So that it could show you a running count of what is left of that expense to be paid.

      • Angeles Marhuenda commented  ·   ·  Flag as inappropriate

        Sometimes it’s useful to see the list of things one individual has paid to simply check if something has been missed.

      • jacob alexander commented  ·   ·  Flag as inappropriate

        Yes this feature will help to make your app stand ahead of other expense app since your app already is very smooth and simple to understand and so elegantly made.
        I know you want to make the app simple by not providing the individual expense check off option in the sub group of a particular main group but if you think a little this feature is very important for countries like India, may be China too as Asian countries are populated so more it is diverse with various preference and many other ways to repay the due, so nobody comes to lender all of a sudden to repay the total amount. They will repay slowly slowly so keeping track of how much he repayed and of what expense and keeping track of how much is total left is both important.

        I don't know wether I was able to convince you or not, and whether is it right thing to do, but yes it is very important thing needed.

        The idea of bank cannot be given as it is different from the way we people keep track of petty expenses.

        May be, you never felt the need of this option at your location but in India managing such petty expenses is really and to create a product according to requirement of people over here is very complex . Here people comes up at any moment telling I will clear the previous due right now(which was borrowed long time back) and requests to keep the current due within some time.

        This creates a necessity of such addition of settle up option in expense subgroup beacuse
        1. At one point of time I also want to keep track of how much of total due a person have with me in current date( including the previous money lended)
        2. + I would also like to keep track of which small small dues have been cleared from previous to current date.
        3. Suppose in 1 Expense Group total summation of due is 1500$.
        In this group two sub group is there Expendi2 and Expendi3.
        Expendi1 have due 50$
        Expendi2 have due 1450$

        Total is 1500$

        Now Expendi1 comes to return 50$. So I can't settle up until Expendi2 comes with 1450$. So if I was able to settle that particular Expendi1 50$ then automatically it will update to 1 Expense Group that it is still have 1450$ due to be recovered from this group notifying the group's due and sub group's due.

        Altogether your app will have all in one, giving a track of who and who paid the due and how much due is pending from individual perspective + group perspective.

        I love installing apps and give feedback because I believe app should give maximum advantage to the people without limitation.

        Since I have tried all app and your app is the best I have seen in splitting expenses so you don't know what potential your app have .

        It is totally up to you whether you can integrate that changes or not, it's totally up to you, since in India we have huge population so the acceptance of masses matters for the app to be successful

        Great product guys.
        Regards
        Jacob Alexander
        8851347744
        8981430876

      • Rebecca friedman commented  ·   ·  Flag as inappropriate

        Please allow payment of specific charges!! It makes it so much easier to keep track of what you’ve already taken care of and what you still need to especially when the group is large and complicated like when five people go on a trip abroad. Your workaround of adding comments or making separate groups adds way too much clutter and confusion with larger groups and the point of this app is to be able to clearly and easily pay what you owe to ppl. I understand for some people it might be simpler to keep the total balance but for others it really isn’t and it seems like a waste and a shame to not add the option for those who really want it in favor of those who might not need it because those ppl can happily ignore that feature. I think this app is great but not having the ability to pay for specific charges is a real deal breaker to me and almost makes this app not worth using. I strongly hope you consider changing that, please!!!

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      • Alexandrio Lim commented  ·   ·  Flag as inappropriate

        Guys, forget about splitwise. Beem app is now available and also have the feature to apply payment through bank transfer which splitwise will never make it available.

      • Kaila commented  ·   ·  Flag as inappropriate

        I wish there was a better way to pay off a specific item. We use this program to split utility and rent bills for a roommate situation. I usually post about 4 bills a month, and it's difficult to tell which ones are paid off because the only option is to settle the total. It would be nice to click on a person's name and see what bills they still owe and which ones were already paid. And an option when "settling-up" to select which bills you were paying.

      • Francisco Penovi commented  ·   ·  Flag as inappropriate

        Currently you can settle all your debts with someone with the settle button (or pay just a part of it) but it would be great if we could settle Individual debts so that they show up in history.
        For instance: I don't have enough money to settle every bill, but I can settle a few. But if I make a payment, neither the receiver nor me, are sure about to which bill that payment corresponds (as it doesn't go to the history of payed bills)

      • Janaki commented  ·   ·  Flag as inappropriate

        for example, mr.john has to give me 500 till today. Tomorrow he paid me 100, his balance 400 should be updated as a small print like 'settled up money msg' . so that next day if new expenses are split between us, then it will be helpful to check manually starting from that print. the current scenario is difficult to count manually. in case of solving a doubt, we have to count from day1 expenses. so better do it like some bank transactions. but in rest all of the cases, i like this app alot and helping me. I thank the developers for this effecient and wonderful app

      • Siva Sruthi Bhimireddy commented  ·   ·  Flag as inappropriate

        When you add a transaction in a group you can either do it by date or without date. In that scenario it's tough to track which all transactions sum up to the available owe balance. To overcome the scenario, changing the paid transaction color to green would be suggestible to change the color of paid transactions/ when we click the balance it should show all the activities that sum to that amount.

      • Anonymous commented  ·   ·  Flag as inappropriate

        I really would like this feature as well. When doing my monthly budget allowing me to see which category I'm owed money(by expense) will help understand where my money has been used that month and where I'm owed money. Instead I have to keep track of all this in a separate spreadsheet that I have linked with splitwise.

      • Alvyn Velazquez commented  ·   ·  Flag as inappropriate

        would also like this...it would make everything much easier as my roommates pay bills different amounts at a time and it would be nice to keep track.

      • Jorge commented  ·   ·  Flag as inappropriate

        Definitely would like to see this feature. I have a situation where someone is prioritizing their payments and matching the items to payments would be an amazing way to to this.

      • CPG84 commented  ·   ·  Flag as inappropriate

        Further, as a coder... it is simpler for you, not your user to keep it this way.

      • CPG84 commented  ·   ·  Flag as inappropriate

        We have just set up this app initially thought it was perfect. But because items have different due dates and types, (outside of a month) as well as level of importance, we would prefer to note what specifically has been paid by each person . ie. the water bill is more important than the payment for the movie tickets.
        It should not be difficult to separate the items for the person and then they can select it as "settled" rather than the amount. The total owed would then go down by that much...

      • AdityaSree commented  ·   ·  Flag as inappropriate

        Oh please, I guess this is the most crucial feature missing in splitwise at the moment. Since I have many unique transactions with wine particular person I ended up just creating 5 groups only with both of us! This is a very crude work around. So is adding a comment /note. Also it would be great to add add the feature supporting settling up partially for a bill as well.

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