Add an option to forgive all or a specific amount owed
Would you consider adding an option to forgive under Settle Up > Choose Payment Method?
After clicking "Forgive" a user could then choose an amount to forgive or to forgive the entire existing balance owed by the debtor in context.
In my case, sometimes a bill doesn't divide evenly, other times people may repay me the amount owed but miss by one cent. in both cases I end up with stray balances of $0.01 (owed to me). It would be nice if I could simply forgive said balances instead of having to adjust the bill or the amount that was repaid so as to keep these records accurate.
You can simply enter in a cash payment for the amount forgiven and no money needs to change hands.
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It would be cool to be able to set a minimum amount of money under which the app does not mark debts, for example the app wrote that one of my friends owe me 0.01€, who would want a friend to give him 0.01€?
So you have to make a fake transaction of 0.01 to make it look like you are settled up... Instead it would be cool to set something like "Under 0.10€ we are even"
Just an idea! Great work btw keep it up guys :)
Nicolas Fernandez commented
Often, at the end of an holiday Spitwise group, my balance is positive by few euros and I won't see the people that owe me this sum for months. In this case, I would really prefer not being refunded than organising ridiculously small amount bank/PayPal transfers.
Thus, it would be great to have a button to waive this debt.
The waived debt amount would be then spread within the other group members in proportion of their expenses. This is different than pretending that the debt has been refunding by somebody in the group because in the first case you make a gift to the group and in the other to only one person.
You need an option to forgive debts. Simply marking an amount as paid, when it is not in reality paid, is a stupid and lazy solution. There are obvious scenarios where people need to identify unpaid debts, but also don't want to see unpaid balances fouling up an otherwise clean balance summary.
Allan Lewis commented
Admin: my idea isn't the same as this one, please unmerge it! My suggestion relates to the situation where the debt really has been settled, but I'm owed money in one group and I owe money in another group. For example, if in one group I owe someone £100 and in another the same person owes me £50, then I pay them £50, I want to be able to split that payment between the two groups, or otherwise write-off both debts.
Allan Lewis commented
I have settled-up with everyone, but in some groups I owe money and in others I'm owed money. I'd like to be able to "reset" everything, i.e. write-off all of my debts and all of my friends' debts to me, while maintaining the transaction records.