allow receiver to confirm payment before it reflects in splitwise
Today my friend updated that he maid a payment to me for the money he owed me. This got reflected on my dashboard, which now shows that he does not owe me any money. In this case, he transferred the money through internet banking. Before the changes get reflected on the dashboard, splitwise should ask me for confirmation whether I have received the payment. If I say yes (after checking my bank account) then only it should show on my dashboard that my friend does not owe me any money.
Splitwise actually used to work this way, but we got rid of the confirmation step because people complained that it was too much of a hassle (and we agreed). We think that Splitwise becomes too difficult to use if you have to manually approve every change in your account.
Our in-between solution was email notifications. By default, you should get an email any time someone says they have paid you, and then if you wish you can double-check that they have actually given you money. (And if they haven’t, then you can delete the payment from Splitwise!) You can also see a full record of changes in your account at any time by going to the “Recent activity” screen.
Hope that makes sense! Let us know if you have questions or concerns.
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Chris D. commented
It would be great if this was a setting for a group. Other payment methods can take days to clear accounts, so having a "pending" payment get confirmation by receiver is a nice thing to have in many situations. It makes all parties involved feel like things are being tracked accurately.