Splitwise can evolve into an expense tracker for shared expenses and individual expenses. It can replace a checkbook register and other means of tracking credit and cash purchases. I currently make a comment on shared expenses that the transaction posted to my financial institution. I then make a comment "transferred" when I move money from my categorized SubAccount (bucket)at my bank. Unfortunately if it is a shared expense the other parties get a nuisance notification when I add these comments. Furthermore I can't tell if I have reconciled the expense on a personal level unless I open each expense and look for those comments. A simple check box in the expense for posted at financial institution and a check box for budget reconciled would be a huge help. This should be for the individual and not posted to the group. The expense overview should also visually identify a completely reconciled expense (settled up, posted, budget reconciled).