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Thanks for the suggestion! I totally understand this use case – “don’t settle up until I add everything” is something I’ve heard friends of mine say anecdotally. I’ll add this to our list of possible improvements for future versions :)
Splitwise has some basic support for this now, depending on what you’re looking for. We now support multiple email addresses for a single account, so you can more easily share one account with multiple people.
However, we won’t automatically adjust how much you should owe as a “couple”. For example, if “Bob” adds an expense with “Sue and John’s Couple Account”, then the bill will be split 50/50 between those two Splitwise accounts. I can definitely see how it would be useful to automatically make Sue and John pay for 2 shares, but we’re unlikely to add that feature in the near future. For now, you can still work around this by manually using the “Split by shares” option when adding a bill, and assigning 2 shares to the relevant account.
An error occurred while saving the commentNatasha commented
We recently used Splitwise on a trip and whilst it was a fantastic way to keep track of expenses in a group of 9, the same thing kept coming up. This was that it would be really useful to be able to pair up people in a group who are couples so that 2/9 of the expenses can be assigned to them as a couple rather than 1/9 per individual, or assigning multiple email addresses to one account - v useful if they have a joint account. This would avoid the situation where the final (simplified) settling up means one half of a couple paying the other half $300 (out of the same account!), as has happened with us!