Russell
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419 votes
Storing bank account #s is unfortunately tricky, as there are some serious security concerns around bank #s here in the US and in some other countries. Still, we’d like to do it if possible. It’s not on our roadmap yet, but we’re definitely considering it for the future.
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985 votes
An update: we’re still not planning to add the concept of a payment for a specific bill or a specific expense. We’ve left this idea under review for many years, but we’re not convinced it’s the right idea for Splitwise. We think focusing on a total balance makes things simpler in most cases. This is also how a bank balance works.
Here’s two potential work-arounds if you’re not satisfied:
1. Let’s say you want to set things up so you can see if people have specifically paid for a certain bill, or for a certain month of expenses. You can create a group just for that bill or month – then, when viewing that group, you will only see balances owed from that specific bill or set of bills.
2. Once you pay an amount and want to keep track of it being for a certain bill, you could use…
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Splitwise, you say this is how a bank balance works, but you have to consider human psychology. I get what you're trying to do, and the hiding of old things after things are settled helps a lot, but sometimes its easier to ask someone to pay for a specific thing rather than a general balance, so you should really offer both options whilst having your primary idea be the main default one.
Russell
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3 votesRussell
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In todays banking options, several banks now provide custom payment links to allow users to request money from people. My suggestion is to add an option for a text based custom payment option to the Settle up feature. This way a user can allow people to settle up via unlimited options.
There are a number of feedback requests for more payment options, but my suggestion is to appease several of these in one broad way. This allows people to suggest a link to their bank, or any other 3rd party, without you needing to code the integrations.
As a software developer myself, I do see some concerns with this method. I would add a caution warning to the users upon clicking it that it will be taking them to a 3rd party site and to check things like scam sites, so maybe thats a reason you have not implemented this kind of flexible option.
But its there for discussion anyway :-)