Thanks for the suggestion! I totally understand this use case – “don’t settle up until I add everything” is something I’ve heard friends of mine say anecdotally. I’ll add this to our list of possible improvements for future versions :)
Splitwise has some basic support for this now, depending on what you’re looking for. We now support multiple email addresses for a single account, so you can more easily share one account with multiple people.
However, we won’t automatically adjust how much you should owe as a “couple”. For example, if “Bob” adds an expense with “Sue and John’s Couple Account”, then the bill will be split 50/50 between those two Splitwise accounts. I can definitely see how it would be useful to automatically make Sue and John pay for 2 shares, but we’re unlikely to add that feature in the near future. For now, you can still work around this by manually using the “Split by shares” option when adding a bill, and assigning 2 shares to the relevant account.Sam Simic commented
We are a group of 9 on holiday (3 couples, 2 singles and a baby). We all have a Splitwise account individually, but it would be great to be able to link accounts within couples to simplify settling up.
Neat idea, thanks. I had never imagined a scenario where people started to add a bill to Splitwise that hadn’t already been paid for. Will keep in mind. Thanks, Zoe
Interesting. I just had a look at Monzo’s API documentation: https://monzo.com/docs/#introduction it doesn’t seem like they support p2p transfers at the moment.
Splitwise is always looking to integrate with new payment partners across the world, if we get support for this in the future and there’s enough demand for it, we might consider implementing this in the future.Sam Simic commented
I think Monzo are planning on releasing a suite of features with similar functions soon.