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Thanks for the detailed feedback – it’s always useful to hear, and I’ll pass it on :)
One small feature you may not be aware of: on our website, Splitwise does allow you to add group members without email addresses, which hopefully helps for the “large party” scenario. My apologies that the same feature isn’t available on our mobile apps!
We don’t have any plans to add the ability to add bills that have not yet been paid for, because we think it could cause confusion. I’m going to leave this under review for further voting and comments.
An error occurred while saving the commentTaryn Straccia commented
Would be great if you could post a bill as unpaid so it shows as owed from all parties to a third party instead of paid by one participant and owed by another